Credit Repair Service

Wheeler Solutions Credit Repair Service Summary

At Wheeler Solutions, we provide comprehensive credit repair services designed to improve your credit score and help you achieve your financial goals. Here’s what you can expect when you choose us:

1. Personalized Credit Consultation
• We start with a detailed consultation to review your credit situation, understand your goals, and create a customized action plan tailored to your needs.
2. Credit Report Review and Analysis
• Our team will thoroughly review your credit reports from all three major credit bureaus (Equifax, Experian, and TransUnion) to identify inaccuracies, outdated information, and any negative items affecting your credit score.
3. Dispute Resolution
• We handle the entire dispute process for you. This includes filing disputes with credit bureaus to challenge inaccuracies such as late payments, collections, charge-offs, and other erroneous entries that are harming your credit.
4. Debt Validation
• We work to verify the validity of any debts on your credit report. This involves sending debt validation letters to creditors, ensuring that all listed debts are legitimate and comply with legal requirements.
5. Creditor Negotiation and Settlement Support
• If needed, we assist in negotiating with creditors to remove negative items in exchange for payments or settlements, helping to clear up your credit history more quickly.
6. Cease and Desist Letters
• For persistent creditor harassment, we provide cease and desist letters to prevent collection agencies from contacting you until any disputes or negotiations are settled.
7. Credit Education and Counseling
• We believe in empowering our clients. You’ll receive education on how credit works, strategies for maintaining good credit, and tips for avoiding pitfalls in the future.
8. Credit Monitoring
• Throughout the process, you’ll have access to ongoing credit monitoring services to track improvements in your score and catch any new changes to your reports.
9. Goodwill Interventions
• We will send goodwill letters to creditors, requesting the removal of negative items in situations where you have a history of positive behavior and a strong relationship with the creditor.
10. Regular Progress Updates
• You’ll receive regular updates on your credit repair progress, ensuring that you stay informed every step of the way!